On Monday, November 26 2018, 14:00 - 15:30, Raf van Gestel (Erasmus University Rotterdam) will present:
Subsidized Health Insurance and Healthcare Utilization: evidence from a large-scale field experiment
In this paper we evaluate the effect of subsidized cost-sharing on healthcare utilization with a randomized experiment involving more than 12.000 households. Belgian national legislation obliged all health insurers to contact potentially eligible low-income households to apply for subsidized insurance. The randomized timing of sending a letter and flyer serves as an instrument to evaluate the effect of subsidized cost-sharing, the system of Increased Reimbursement (IR), on healthcare utilization. We find limited evidence for consumptive responses to IR. In addition, beneficiaries do not spend significantly less on healthcare because of an out-of-pocket maximum on expenditures.
Room: WST-C.02.12, Weststadttürme Berliner Platz 6-8, Essen
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